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What Is The Average Motorcycle Insurance Cost?

The average motorcycle insurance cost depends on several factors. When you speak to an insurance agent to inquire about insurance rates, they will ask you several questions to determine your potential risk. Insurance agents may ask you such questions as:
What type of motorcycle do you ride? Remember that high-powered sport motorcycles are more expensive to insure.
What is your driving history? If you have received several tickets and/or been involved in many wrecks, your insurance premium will be more expensive.
How old are you? Younger drivers or riders are generally more expensive to insure because they have less experience on the road.
In which state do you live? Motorcycle insurance requirements vary depending on where you live. Also remember that if you live in an urban area, your insurance will likely be higher than in a rural area because there is greater potential risk of accidents or theft.
Is this your first motorcycle? First-time motorcyclists have a higher average motorcycle insurance cost because they have little road experience.
What type of coverage do you want or need? Most motorcyclists get at least liability on their bike, in case they are involved in an accident that injures someone else. Liability alone can cost between 0 and 0 per year. If you purchase additional coverage such as collision or comprehensive, your premium will increase.
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